For Consumers

A book that changed my life

Yes! This is true!
Last December, I wrote an article on LinkedIn with the title: When the past 12 months give you lemons…
Little did I know that a few months later, a GREAT human being would enter my life. I am talking about Zack Friedman!
He poured his soul into writing The Lemonade Life!!!!
First time in my career have I seen such a genuine marketing campaign, such a dedication and respect to everyone who messages Zack. He always replies, has a word of encouragement and his positive attitude shines through his every word, his every action.
I strongly suggest you get a copy and dive in to this book. It has become my go-to daily inspiration.
A small quote:
The secret to an extraordinary life starts with five simple changes that anyone can make.
No matter who you are, where you come from, what you do for a living, or how much money you have, everyone has a shot at greatness.
I literally can’t let this book down. After I read it in its entirety, I also ordered it for my Kindle device. I open a random page every day and there is at least one gem of wisdom, empathy, and optimism to get you to the next step in life.
I will not post any spoilers. Go get this gem! It will lift you, inspire you, get your power on!!!
Thank you Zack! You have become my hero!

 

 

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MY HOME AWAY FROM HOME

 

Do you ever find yourself just breathing a sigh of relaxation after a stressful day?
This is the exact feeling once you step into Goleta Coffee Co.
A true gem in Santa Barbara, that has stood the test of time for 22 whole years.
Under new ownership, three amazing women, the welcoming feeling is apparent from the first moment you enter their store.
A lot of changes that do not shock but are really welcoming, their passion to make you feel at home, their amazing selection of teas, coffees, smoothies, sandwiches and so much more.
This is not your average Coffee place. You can take your laptop, work while sipping your favorite drink, or have a meeting.
Quiet, welcoming, cozy, and inspiring.
What else can you ask of a home away from home?
Go check them out and this place will become your to-go-stress-relief.
They are open seven days a week.
Goleta Coffee Co is located at: 177 S Turnpike Rd, Santa Barbara, CA 93111, next to Vons.
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Mystery shop ’til you drop? Not so fast

by Lisa Lake
Consumer Education Specialist, FTC

 

Who wouldn’t love getting paid to shop and dine at cool places and then review them? Whether you’re a student looking for a summer job or someone wanting to start a side or full-time business, mystery shopping sounds like an exciting option. But while some mystery shopping opportunities are legitimate, many are scams that rob you, not pay you.
Read the full article HERE
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JURY SCAM ALERT

Santa Barbara County Superior Court officials are aware of a scam in which identity thieves target local residents and threaten them for failing to report for jury service.
These perpetrators then ask for confidential information.
Jury Services staff NEVER ask for Social Security Numbers, credit card numbers, bank account numbers or other confidential and sensitive information. 
Information such as this is not contained within our database and we do not request this information from the juror.
We urge all members of the public to be aware of such scams and be careful whenever you reveal confidential information over the telephone.
Do not give out such information over the phone to anyone who calls you claiming to be with the jury office of the Superior Court.
The court is aware of such activity in Santa Barbara County.  A similar scam has also been reported in Ventura County.  If you receive such a telephone call please contact your local law enforcement agency.
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Password Risks

After what I witnessed helping a friend the other day, I need to alert everyone.
We can never assume and take for granted that everyone who has an online presence is technically savvy.
A few examples: Doctors, Plumbers, Electricians, Architects, Hair Stylists and many more.
All these people are trying to land customers, and have a LinkedIn account, a Facebook account, a Twitter account and maybe an Instagram account.
The big risk here is the password use. Was helping my friend to update his Facebook page and noticed something that alarmed me.
He was using ONE yes ONE password for everything. His Bank account, his Social Media pages and his email.
I explained a few things and he thanked me for saving the day.
So here are some basic rules for everyone to follow:

 

  1. NEVER USE ONLY ONE PASSWORD FOR EVERYTHING.
  2. HAVE ONE PASSWORD FOR BANKING, ANOTHER FOR EMAIL AND ANOTHER FOR SOCIAL MEDIA.
  3. NEVER USE YOUR NAME, BIRTH DATE, MAILING ADDRESS OR PHONE NUMBER AS A PASSWORD.
  4. TRY TO USE NUMBERS AND LETTERS AS WELL AS SOME *&^%
  5. IF YOU ARE NOT USING LASTPASS, CHROME OR OTHER PASSWORD MANAGER: Open an Excel Sheet and create a password list to remember them.
  6. MAKE IT A HABIT TO CHANGE YOUR PASSWORDS A FEW TIMES PER YEAR.
I hope that this will help. If you are unsure, or have questions, please fell free to contact me and I will help you with this very important task.
Stay safe in the world wide web everyone!

 

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Scam and Fraud Rules!

  1. THE IRS WILL NEVER CALL YOU.
    Anyone claiming it’s the IRS, simply hang up and block the caller.
  2. Your Bank will NEVER call you!
    Simply hang up and block the caller.
  3. SOCIAL SECURITY will NEVER call you! Your SSN can never expire for any reason!!! Hang up and block the caller.
  4. Chinese phone calls are bugging a lot of phone numbers.
    Simply hang up and block the caller.
  5. ANY call that starts with a recorded message is a SCAM!
    Simply hang up and block the caller.
  6. ANY caller that asks for your debit or credit card information to send you a free product is a SCAM!!!
    Hang up and block the caller.
  7. ANYONE calling you about a family member is a SCAMMER!
    Hang up and block the caller!
  8. Facebook will NEVER give money for any click, like or share!
    Stop sharing such information.
  9. NEVER click on links you don’t feel sure about.
Don’t panic! Authorities of any kind will NEVER call you to ask you for your social security number, bank account number, or debit/credit card number! Don’t fall for those phone calls.
Don’t fall for false shared information on Social Media!!!
A great solution is NEVER to answer calls from numbers that are not in your contacts list!
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